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Private Car Insurance

Everyone in B.C. is required to purchase their Basic Autoplan Auto Insurance from ICBC. However, it may also be possible for you to purchase additional coverage through Harbord, increasing your protection and giving you peace of mind.

The most popular private car insurance policy in BC is AutoCover, which offers drivers better coverage, including lower deductibles, emergency roadside assistance, and loss of use. Additional protection is also available for collision, excess liability, and comprehensive coverage.

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Serving All Regions of British Columbia

Harbord provides a comprehensive private auto insurance package called AutoCover across B.C. There are two choices available to you as the policy owner.

Vancouver Island

Vehicle Types Covered:


  • Vacation Trailers

  • Motorcycles

  • Light Commercial Vehicles

  • Classic Cars

  • Commercial Fleet

  • Off-Road Vehicles

AutoPlus

Is the all inclusive branch of AutoCover, which includes everything that we offer. Because this option includes all of the available protections, we can provide this extended coverage at a discounted rate. The AutoPlus package contains all of the following:

  • Roadside assistance
  • Replacement vehicle costs on cars up to 3 years old
  • Optional limits for Third Party Liability
  • First Accident Forgiveness
  • Collision and Comprehensive
  • $1200 coverage for Loss of Use of your vehicle and Travel Protection
  • Rental Vehicle coverage for any vehicle in North America
  • Lock Protection
  • Under-insured Motorist Protection at $2 million
  • Destination Protection

AutoStandard

AutoStandard is for vehicle owners who wish to be selective towards the specific options that they want in their extended coverage. We see this occurring when applicants have rental car protection or collision and comprehensive already covered under their existing policy. AutoStandard allows you to pick and chose which specific policies and limits you feel meet your specific needs and budget.

What our Clients are saying

Aaron H.

Aaron H.

May 22, 2020
I renewed my insurance yesterday. Theresa assisted me with this. She walked me though the process with a great attitude. It is nice to do business with a company that have employees that care
Lee G.

Lee G.

May 22, 2020
I recently renewed my auto insurance through Harbord insurance. It was my first time dealing with Harbord and specifically Heather. She was efficient, kind, and very understanding. She walked me through this alien process, and made it stress free. I felt looked after. I will use your services in the future.
Frank M.

Frank M.

May 22, 2020
We were very happy with the service provided to us by Annika. She was very helpful over the phone to provide answers to our questions, thorough in her research and prompt with her call backs. She went to extra trouble to meet our delivery needs and was courteous and cheerful throughout.
Mark H.

Mark H.

May 22, 2020
Just to say I renewed my ICBC and the process was flawless. Excellent broker and very smooth process. Well done!
Nancy J.

Nancy J.

April 24, 2020
Just wanted to reply by saying my recent experience was excellent. Kenda made the whole process super easy, the whole thing was a breeze. Thanks for staying open and providing this service for your customers.
Bart B.

Bart B.

April 24, 2020
Take it from me, you guys have a real keeper with Annika White.  A great personality.  I’ll be back.
Tim D.

Tim D.

April 24, 2020
My recent transaction was with Greg to renew some ICBC insurance on my scooter, now that the weather is nice. It went very well and Greg was most excellent to deal with. He assured me that even though I don’t have a fresh sticker on my plate that I will be good to go till the new one arrives in the mail. I will be sure to contact Greg for future insurance needs. Excellent service was much appreciated.
Jordan L.

Jordan L.

April 24, 2020
Fantastic service from Holly, she made the unfamiliar online renewal easy and comfortable. Thanks for the continued amazing service!  
Kristine L.

Kristine L.

April 24, 2020
This was my first time doing such a transaction via phone and email and Kim Lord was very patient and helpful with talking me through the process 😊.   Thank you! Will be back to renew again!
Brett S.

Brett S.

April 24, 2020
Maggi Clark was really easy to deal with, very organized. It was a pleasure!

Our People!

We only hire qualified auto insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

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