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Private Car Insurance

Everyone in B.C. is required to purchase their Basic Autoplan Car Insurance from ICBC. However, it may also be possible for you to purchase additional coverage through Harbord, increasing your protection and giving you peace of mind.

The most popular private car insurance policy in BC is AutoCover, which offers drivers better coverage, including lower deductibles, emergency roadside assistance, and loss of use. Additional protection is also available for collision, excess liability, and comprehensive coverage.

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Serving All Regions of British Columbia

Harbord provides a comprehensive private auto insurance package called AutoCover across B.C. There are two choices available to you as the policy owner.

Vancouver Island

Vehicle Types Covered:

  • RV icon
    Vacation Trailers
  • Motorcycle icon
    Motorcycles
  • Commercial van icon
    Light Commercial Vehicles
  • classic car icon
    Classic Cars
  • Commercial truck icon
    Commercial Fleet
  • 4x4 truck icon
    Off-Road Vehicles
A hearty smiling mechanic

AutoPlus

Is the all inclusive branch of AutoCover, which includes everything that we offer. Because this option includes all of the available protections, we can provide this extended coverage at a discounted rate. The AutoPlus package contains all of the following:

  • Roadside assistance
  • Replacement vehicle costs on cars up to 3 years old
  • Optional limits for Third Party Liability
  • First Accident Forgiveness
  • Collision and Comprehensive
  • $1200 coverage for Loss of Use of your vehicle and Travel Protection
  • Rental Vehicle coverage for any vehicle in North America
  • Lock Protection
  • Under-insured Motorist Protection at $2 million
  • Destination Protection

AutoStandard

AutoStandard is for vehicle owners who wish to be selective towards the specific options that they want in their extended coverage. We see this occurring when applicants have rental car protection or collision and comprehensive already covered under their existing policy. AutoStandard allows you to pick and chose which specific policies and limits you feel meet your specific needs and budget.

What our Clients are saying

Ed

Ed

May 26, 2022
Everything went well yesterday. Staff was pleasant and efficient, I came in for trailer insurance renewal and I was in and out in 10 minutes!
Ripon

Ripon

May 26, 2022
I renewed my insurance last week with, I believe, Kimberley. Great, prompt, courteous, professional service. My compliments to her.
David

David

May 26, 2022
Coralee was great to deal with again yesterday, have renewed with her previously. Hang onto these kinds of good people, letting them work safely from home is in everyone’s best interests.
Vince

Vince

May 25, 2022
Just want to pass on my thanks and appreciation for Charlene who has on a number of occasions helped me with various ICBC transactions. She is both knowledgeable and very pleasant to deal with. With gas prices continuing to increase, it is very convenient and economical to complete these transactions online from home and by phone.
Richard

Richard

May 25, 2022
My only thing I'd like you to be aware of is that my experience was beyond excellent - the gal (Kim) was pleasant, helpful, reassuring and super-efficient. Plus, she didn't try to up-sell me on anything - which I liked
Zeporah

Zeporah

May 25, 2022
No problems. Ruben was most helpful , kind and patient.
David

David

May 25, 2022
We renewed our auto insurance last Sunday at Fairfield. Quick, efficient and friendly. Couldn’t have been easier.
Pat

Pat

May 25, 2022
Thank you for having a helpful and supportive team that are willing to be patient with the non-tech elderly.
Louise

Louise

May 25, 2022
The lovely young woman who looked after me was very professional, thorough and an asset to your agency! I regret that I do not remember her name.. I am a retired Insurance Broker and was impressed. Service is what will bring this customer back. Thank you
Neil

Neil

May 25, 2022
Regarding my recent visit for an Autoplan renewal, I wish I could recall the name of the young chap who helped me at your Fairfield Plaza office. He was a pleasure to deal with. He displayed excellent customer service skills; something I was quite passionate about during my career. He had a great mix of product knowledge, great listening skills, excellent manners, efficiency and a fine sense of humour. He is an excellent asset to your business.

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