Before you renew your Auto Insurance this year,
talk with Harbord!
Just call 250-388-5533 for a quote.

Private Car Insurance – Work with us to get the Best Quote Possible

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All vehicles in B.C. must purchase their Autoplan Auto Insurance from ICBC, this is a legal requirement. However, that doesn’t stop you from seeking out additional vehicle coverage, increasing your protection and giving you peace of mind.Harbord provides a comprehensive private auto insurance package called AutoCover. With AutoCover, there are two choices available to you as the policy owner.

  • AutoPlus
  • AutoStandard

AutoPlus is the all inclusive branch of AutoCover, which includes everything that we offer. Because this is option includes all of the available protections, we can provide this extended coverage at a discounted rate. The AutoPlus package contains all of the following:

  • Roadside assistance
  • Replacement vehicle costs on cars up to 3 years old
  • Optional limits for Third Party Liability
  • First Accident Forgiveness
  • Collision and Comprehensive
  • $1200 coverage for Loss of Use of your vehicle and Travel Protection
  • Rental Vehicle coverage for any vehicle in North America
  • Lock Protection
  • Under-insured Motorist Protection at $2 million
  • Destination Protection

AutoStandard is for vehicle owners who wish to be selective of the specific options that they want in their extended coverage. We see this occurring when applicants have rental car protection or collision and comprehensive already covered under their existing policy. AutoStandard allows you to pick and chose which specific policies and limits you feel meet your specific needs and budget.

Ask us about Private Car Insurance


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Couldn’t have been slicker or quicker! Its such an advantage being able to renew car insurance so easily and conveniently, and all your staff are so approachable and helpful. Thanks,Harbord! - Linda G more testimonials

Why Choose Us?

  • For the Convenience

    We have fully licensed and highly qualified brokers ready to serve you 7 days a week (including most statutory holidays) plus Wednesday, Thursday, and Friday evenings. Locations and Hours

    Free parking is available at all of our locations.

    Harbord also offers you the opportunity to include your Insurance as part of your monthly budget offering various payment options. If you elect to take advantage of our premium payment options, you can choose to pay via withdrawals direct from your bank account on a schedule designed to meet your needs.

    For your convenience invoices can also be paid online.

  • To Save Money

    We’ll save you money on your Auto Insurance. Explore the many available to you, as well as the flexible payment schedules and payment methods that we offer.

    AutoCover offers you many advantages, including:

    • Lower Premiums
    • Lower Deductibles
    • Better Coverage
    • Superior Claims Service
  • For our Expertise

    All of our brokers are fully licensed and highly qualified, plus we’re not a bank or auto club where insurance is a sideline. At Harbord, Insurance is our only business!

    What’s more, each of our brokers specializes in a certain type of insurance. So when you contact Harbord about Auto Insurance you’ll be referred to one of our Auto Insurance brokers, when you contact us about Business/Commercial Insurance you’ll be referred to one of our Business/Commercial brokers, when you contact us about Home Insurance you’ll be referred to one of our Home Insurance Specialists, and when you contact us about Marine Insurance you’ll be referred to a broker in our Marine department.

  • For our Service

    Harbord is committed to delivering an exceptional client experience at every opportunity. It’s for this reason that we actively solicit client feedback. All clients are provided with the email address and direct line of our General Manager for the specific purpose of communicating suggestions, comments, concerns, and complaints to us. Clients are encouraged to provide us with feedback day or night, 7 days a week.

    All of our insurance brokers are fully licensed, highly qualified and chosen for their people-friendly approach. Clients are assigned to their own broker so that when they contact us they don’t have to talk with someone different each time, and they get to speak to someone who knows their account.

    We have fully licensed and highly qualified insurance brokers ready to serve you 7 days a week (including most statutory holidays) plus Wednesday, Thursday, and Friday evenings evenings until 9pm.

  • For our Independence

    We sell ICBC Autoplan Policies and we’ll see if you qualify for ICBC Roadstar or ICBC Roadstar Gold coverage. We’ll also look to see if you can save money and/or get better coverage with a Private Auto Insurance Policy called AutoCover, B.C.’s most popular Private Auto Policy.

In addition to individual automobile insurance, Harbord also offers insurance for:

  • Light Commercial Vehicles (such as vans and pickups)
  • Classic Cars
  • Vacation Trailers
  • Commercial Fleet
  • Motorcycles
  • Off-Road Vehicles

We have fully licensed and highly qualified brokers ready to serve you 7 days a week, plus Wednesday, Thursday and Friday evenings.

Just call 250-388-5533 for a quote!