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Private Car Insurance

Everyone in B.C. is required to purchase their Basic Autoplan Auto Insurance from ICBC. However, it may also be possible for you to purchase additional coverage through Harbord, increasing your protection and giving you peace of mind.

The most popular private car insurance policy in BC is AutoCover, which offers drivers better coverage, including lower deductibles, emergency roadside assistance, and loss of use. Additional protection is also available for collision, excess liability, and comprehensive coverage.

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Serving All Regions of British Columbia

Harbord provides a comprehensive private auto insurance package called AutoCover across B.C. There are two choices available to you as the policy owner.

Vancouver Island

Vehicle Types Covered:


  • Vacation Trailers

  • Motorcycles

  • Light Commercial Vehicles

  • Classic Cars

  • Commercial Fleet

  • Off-Road Vehicles

AutoPlus

Is the all inclusive branch of AutoCover, which includes everything that we offer. Because this option includes all of the available protections, we can provide this extended coverage at a discounted rate. The AutoPlus package contains all of the following:

  • Roadside assistance
  • Replacement vehicle costs on cars up to 3 years old
  • Optional limits for Third Party Liability
  • First Accident Forgiveness
  • Collision and Comprehensive
  • $1200 coverage for Loss of Use of your vehicle and Travel Protection
  • Rental Vehicle coverage for any vehicle in North America
  • Lock Protection
  • Under-insured Motorist Protection at $2 million
  • Destination Protection

AutoStandard

AutoStandard is for vehicle owners who wish to be selective towards the specific options that they want in their extended coverage. We see this occurring when applicants have rental car protection or collision and comprehensive already covered under their existing policy. AutoStandard allows you to pick and chose which specific policies and limits you feel meet your specific needs and budget.

What our Clients are saying

Katherine English

Katherine English

5
September 23, 2020
Went here to renew my annual car insurance. The whole experience was very efficient. Kim helped me to update all relevant information, which ended up lowering my premium!
Natalie Puls

Natalie Puls

5
September 03, 2020
Jacob was very helpful and professional. He was able to save me a lot of money on my car insurance!
Sylvia Sommers

Sylvia Sommers

5
August 18, 2020
I recently renewed my car insurance on line and received a pleasant call from an agent who made the process easy. No waiting in line or risking COVID19. Also saved money on coverage through the new program offering discounts for driving under 5,000K a year. Thanks Jeffrey
Airnix

Airnix

5
September 02, 2020
We just moved to the Island and I connected with Corrie who helped me renew my car insurance over the phone. She was awesome! It took no time at all and will deal with her again. Highly recommend Corrie!
Dallas Nye

Dallas Nye

5
August 06, 2020
Corrie was great! reduced my coverage by $200 from last year by making a few quick changes. I was also able to do everything over the phone this year because of COVID-19 which was a huge bonus. Thanks for your help!
Sandra Campbell

Sandra Campbell

5
September 21, 2020
Narender was very professional in explaining my vehicle insurance coverage. Very pleasant to talk to.
Blair

Blair

5
September 16, 2020
I renewed ICBC over the phone. It was easy, professional, and pleasant. Thank you, Lonni, for such excellent service.
Sam

Sam

5
September 14, 2020
It was so easy to transfer insurance from one vehicle to another over the phone. Thank you Narender Malhi, it was fast and convenient.
Adriana Poveda

Adriana Poveda

5
September 02, 2020
So easy to renew my auto insurance over the phone. Jacob was amazing! Thank you for your service.
Emma Strong

Emma Strong

5
September 04, 2020
I have always received outstanding service from Harbord Insurance in Sidney. Most recently Stephanie J. helped me renew my policy over the phone and truly made it so quick and painless. Thank you for your service during these unprecedented times!

Our People!

We only hire qualified auto insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

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