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Private Car Insurance

Everyone in B.C. is required to purchase their Basic Autoplan Auto Insurance from ICBC. However, it may also be possible for you to purchase additional coverage through Harbord, increasing your protection and giving you peace of mind.

The most popular private car insurance policy in BC is AutoCover, which offers drivers better coverage, including lower deductibles, emergency roadside assistance, and loss of use. Additional protection is also available for collision, excess liability, and comprehensive coverage.

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Serving All Regions of British Columbia

Harbord provides a comprehensive private auto insurance package called AutoCover across B.C. There are two choices available to you as the policy owner.

Vancouver Island

Vehicle Types Covered:


  • Vacation Trailers

  • Motorcycles

  • Light Commercial Vehicles

  • Classic Cars

  • Commercial Fleet

  • Off-Road Vehicles

AutoPlus

Is the all inclusive branch of AutoCover, which includes everything that we offer. Because this option includes all of the available protections, we can provide this extended coverage at a discounted rate. The AutoPlus package contains all of the following:

  • Roadside assistance
  • Replacement vehicle costs on cars up to 3 years old
  • Optional limits for Third Party Liability
  • First Accident Forgiveness
  • Collision and Comprehensive
  • $1200 coverage for Loss of Use of your vehicle and Travel Protection
  • Rental Vehicle coverage for any vehicle in North America
  • Lock Protection
  • Under-insured Motorist Protection at $2 million
  • Destination Protection

AutoStandard

AutoStandard is for vehicle owners who wish to be selective towards the specific options that they want in their extended coverage. We see this occurring when applicants have rental car protection or collision and comprehensive already covered under their existing policy. AutoStandard allows you to pick and chose which specific policies and limits you feel meet your specific needs and budget.

What our Clients are saying

Mohammed A

Mohammed A

March 21, 2019
I just want to express my appreciation to  Harbord Insurance and Tina Judge who was very helpful.
John & Betty Y

John & Betty Y

March 07, 2019
Tracy Collison, as always, did an efficient job for us in renewing our BC car licence and car insurance. Really appreciate her once again, and have over many years.
Gillian D

Gillian D

March 07, 2019
Once again Greg came up trumps for me.  He helped me go through my car insurance and recommended the best way to go.  He even put the decal on my car, which was right outside the office.  I cannot emphasize enough what an  understanding, caring  and  efficient  agent he is.  I will  never move from Harbord.
Tara C

Tara C

February 16, 2019
Just a quick note to say that my hubby and I are extremely happy that the Sidney office of Harbord Insurance arrived on scene a few years ago.  One by one, we have transferred all of our insurance needs to your company (one home, three vehicles, one boat, one boat trailer, and one utility trailer).  It’s a great little place to come into, sit down, and so far everyone we’ve dealt with there is just wonderful.
Linda G

Linda G

February 06, 2019
Couldn’t have been slicker or quicker! Its such an advantage being able to renew car insurance so easily and conveniently, and all your staff are so approachable and helpful. Thanks,Harbord!
Bev S

Bev S

February 06, 2019
This is the second time I have dealt with Harbord. I wrote to you the first time to rave about Kim’s service and I am writing again to rave about Maddison Ebner’s service. It was extremely competent and pleasant. It was evident the depth of knowledge she has about auto insurance. I will highly recommend your services to others.
Tracey T

Tracey T

January 30, 2019
Just wanted to say how impressed I was with my service yesterday to renew my car ? insurance. I don’t remember the women’s name but she was incredible. Friendly, fast and efficient. I have been coming to you guys since you were down town and will continue to.
Ron S

Ron S

January 30, 2019
Miesha made my visit go very well indeed.  I appreciated her kind, friendly manner and her efficiency in helping me renew my auto plan insurance.
Maya K

Maya K

January 30, 2019
Just wanted to let you know that I recently registered my vehicle and purchased insurance with Kimberley at the Fairfield location. This was my first time insuring my vehicle and it was wonderful to have Kimberley be so patient with me and walk me through everything. I had a great experience.
Merv & Marcia B

Merv & Marcia B

January 08, 2019
My wife and I are always pleased to have Heather as our broker. She is very knowledgeable about her job and looks after us very well, she always gives us the best value for our dollar.

Our People!

We only hire qualified auto insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

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