Boat Insurance for all Marine Vessels & Watercraft

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Marine Insurance

When you call Harbord to talk about Boat Insurance, you won’t talk with just whichever staff member happens to be most available at the time you call. Instead you’ll be referred to Harbord’s Marine Department. We understand that you and your boat are unique and that you need boat insurance that reflects that, at a good price. Just call our Marine Department or complete our request a quote form and we’ll be delighted to help you!

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Discounts & Savings

Discounts may be available for:

Boater experience
Boaters age
Theft deterrent devices
Claims-free discount
Boater education, including but not limited to: Power Squadron, CYA Courses, Master Mariner Ticket, Auxiliary Coast Guard

We Cast a Wide Net

Our Marine Team shop the marketplace to get you the right coverage, at the best price. Here are just some of our boat insurance markets we have used in the last 12 months:

Aviva
Beacon
Coast Underwriting
Cowan
Eagle Underwriting
Intact
Pacific Marine
Premier
Specialty Risk Insurance
Travelers

Coverage Highlights

Protection & Indemnity – up to $5 million available
Policies available on an ‘agreed value basis’
Uninsured Boater and Uninsured or Under-Insured Vessel Coverage – to match P&I limit
Water Sports Liability Coverage – to match P&I limit
Sudden & Accidental Pollution coverage
Not at Fault – no deductible clause
Claims Forgiveness – hull & machinery claims only
Non-Owned Boater (BI & PD) Coverage

Be Safe Out There!

It doesn’t take much to get into trouble out on the water. Be sure to monitor the weather, tides and ensure your vessel is equipped with experienced operators and all of the necessary safety gear. Even more important is educating your self on how to use the equipment.

Visit these important resources below to be safe and informed.

Resources

Our People!

We only hire qualified boat and marine insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

From Our Blog

Jun 07

Boat Liability Insurance – It’s really important and here’s why

Boat Insurance Understanding boat insurance liability Boat insurance won’t cover you from attacks by a giant Kraken, Leviathan or zombie pirates, but it does pay to know that there are real risks out on the water. You should have a good conversation with your broker to determine what the best policy for you should be […]

Harbord News|Marine Insurance

May 03

Meet Heather Porcher – Insurance Broker – Auto, Personal Lines, High Value Home & Marine Insurance

“I have a great client base of clients who have followed me through most of my career. I enjoy daily getting to know my new work family.” Meet Heather, one of our Insurance Brokers, Heather has lived on the island for over 30 years after moving here from Ontario with her parents who wanted to […]

Mar 09

Why a specialized Boat Insurance Policy is Worth its Pennies

Why get a specialized Boat Insurance Policy? There are many additional extras that a specialized Marine Insurance Policy will cover that your Home Owner’s Insurance Policy would not. Marine Insurance – much more than just liability and hull & machinery coverage Emergency towing– if your boat becomes disabled for any reason (ie. it doesn’t have […]

Insurance|Marine Insurance

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