image Marine Insurance

Marine Insurance

When you call Harbord to talk about Boat Insurance, you won’t talk with just whichever staff member happens to be most available at the time you call. Instead you’ll be referred to Harbord’s Marine Department. We understand that you and your boat are unique and that you need boat insurance that reflects that, at a good price. Just call our Marine Department or complete our request a quote form and we’ll be delighted to help you!

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Discounts & Savings

Discounts may be available for:

  • Boater experience
  • Boaters age
  • Theft deterrent devices
  • Claims-free discount
  • Boater education, including but not limited to: Power Squadron, CYA Courses, Master Mariner Ticket, Auxiliary Coast Guard

We Cast a Wide Net

Our Marine Team shop the marketplace to get you the right coverage, at the best price. Here are just some of our boat insurance markets we have used in the last 12 months:

  • Aviva
  • Beacon
  • Coast Underwriting
  • Cowan
  • Eagle Underwriting
  • Intact
  • Pacific Marine
  • Premier
  • Specialty Risk Insurance
  • Travelers

Coverage Highlights

  • Protection & Indemnity – up to $5 million available
  • Policies available on an ‘agreed value basis’
  • Uninsured Boater and Uninsured or Under-Insured Vessel Coverage – to match P&I limit
  • Water Sports Liability Coverage – to match P&I limit
  • Sudden & Accidental Pollution coverage
  • Not at Fault – no deductible clause
  • Claims Forgiveness – hull & machinery claims only
  • Non-Owned Boater (BI & PD) Coverage

Be Safe Out There!

It doesn’t take much to get into trouble out on the water. Be sure to monitor the weather, tides and ensure your vessel is equipped with experienced operators and all of the necessary safety gear. Even more important is educating your self on how to use the equipment.

Visit these important resources below to be safe and informed.

Our People!

We only hire qualified boat and marine insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

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