Home Insurance – Understanding Personal Liability Clauses

Home insurance is an umbrella term that describes a bundle of policies that protect various areas of home ownership and liability. One such clause is the homeowners liability, or personal liability coverage. The liability cover is a crucial part of your home insurance so take a moment to read through these few points that could protect …

Meet Joanne Perry – Commercial Insurance Broker

“I am fascinated with the insurance business. No two days are ever the same. I’ve been in the business over 40 years and I’m still learning something new everyday!” Meet Joanne, one of our Senior Commercial Insurance Brokers at our Cloverdale location, Joanne was born and raised in Victoria (as were her parents and grandparents!) …

Don’t Void Your Home Insurance While on Vacation

Did you know that some home insurance policies may void themselves if you’re away from your house for a certain number of days? This period could be as little as 4 days, and if something goes wrong, you’ll find yourself without the protection of your home insurance. Here are several ways that you can protect …

Meet Karyn Watson – Insurance Broker – Auto & Personal Lines

“I couldn’t imagine my day without my colleagues, they are truly an amazing group of individuals who work great together and support each other every day.” Meet Karyn, one of our Insurance Brokers at our Sidney location, Karyn moved down to Saanich from up island 4 years ago and started working at Harbord almost immediately! …

Times Columnist Readers Choice Award!

Harbord is humbled and thankful to have been voted best Insurance Broker by Times Columnist readers! We are committed to delivering an exceptional client experience to everyone so it’s absolutely fantastic that this has been recognized!

Your Insurance Broker Wants To Run A Credit Check – What Should You Do?

It might seem out of the ordinary for your insurance broker to ask you to submit to a credit check. You’re not applying for a car loan or a mortgage so why are they asking? Still, there’s something about the words ‘credit check’ that gives us all the chills. In this case, it’s all about …

What is Private Auto Insurance – Extending Beyond ICBC Basic Coverage

We’ve found that quite a few drivers have very little understanding about the relationship between the Insurance Corporation of BC (ICBC) and Private Auto insurance. Private Auto may be used as a companion to ICBC and can be used to embellish and layer on top of ICBC’s basic coverage. All BC residents are required by …

Meet Kimberley Beecham – Senior Insurance Broker at our Fairfield Location

“Harbord is a family company so they understand the needs of parents and really work with their staff to make sure the transition is as painless as possible”. Meet Kimberley, one of our Senior Insurance Brokers. Kimberley moved from Gibsons, B.C. to Victoria in 2006 and she has experience in many aspects of insurance, but …