Meet Mike Chagun (otherwise known as Dave) – Insurance Broker – Auto – Personal Lines & Autoplan Trainer

“The Insurance industry is fluid and things are constantly changing. We have pitchers throwing curveballs at us every day and we have become adept at knowing how to react!” Meet Mike, one of our Insurance Brokers, Mike moved to Victoria 3 years ago from Salmon Arm, B.C. He picked Victoria because he loves being by …

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Meet Joanne Perry – Commercial Insurance Broker

“I am fascinated with the insurance business. No two days are ever the same. I’ve been in the business over 40 years and I’m still learning something new everyday!” Meet Joanne, one of our Senior Commercial Insurance Brokers at our Cloverdale location, Joanne was born and raised in Victoria (as were her parents and one …

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Ever wondered what the Differences are between an Insurance Broker and an Insurance Agent?

In a nutshell, the main difference between an insurance agent and a broker is that an agent represents the insurance company, while the broker represents the insurance buyer; an individual or business. So what’s the deal with Insurance Brokers? Brokers don’t carry contractual obligations with any one provider and so they can reach out to …

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What is Private Auto Insurance – Extending Beyond ICBC Basic Coverage

We’ve found that quite a few drivers have very little understanding about the relationship between the Insurance Corporation of BC (ICBC) and Private Auto insurance. Private Auto may be used as a companion to ICBC and can be used to embellish and layer on top of ICBC’s basic coverage. All BC residents are required by …

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Meet Kimberley Beecham – Senior Insurance Broker at our Fairfield Location

“Harbord is a family company so they understand the needs of parents and really work with their staff to make sure the transition is as painless as possible”. Meet Kimberley, one of our Senior Insurance Brokers. Kimberley moved from Gibsons, B.C. to Victoria in 2006 and she has experience in many aspects of insurance, but …

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Condo Insurance – What Does Your Strata or Building Actually Cover

Do you own and live in a condo or townhome? Condos are a hot commodity for first time homeowners as they tend to be financially within reach of many young professionals. Understanding the insurance requirements for condos and strata-based housing can help to save you money and ensure you have enough coverage to protect your …

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Meet Susan Nicklen – Commercial Insurance Broker at Harbord Insurance

“I also always strive to provide the best customer service possible returning phone calls and clarifying any concerns regarding clients policies.” Meet Susan, one of our Senior Commercial Insurance Brokers, born and raised in Victoria Susan has over 30+ years experience specializing in Commercial & Business Insurance. “Prior to joining Harbord Insurance, I worked for …

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