Category: High Value Insurance

Insurance Coverage for Art, Antiques and Collectibles

You may have insurance for your home and its contents, but are the higher-value assets in your home fully covered? As we acquire more and more items throughout our lives, we always want to ensure that our most valuable assets are insured. Whether it be a home, car, boat, business, or anything else that is […]

What Is “Proof of Ownership” For Insurance Claims?

Whether you’re a renter with tenant insurance or an owner with home/condo insurance, part of your insurance coverage is meant to protect your personal belongings like furniture, clothes, electronics, art, and jewelry in case any get stolen or damaged. However, just because you own the items doesn’t mean they are all thoroughly covered. This article will […]

Climate Change Is Affecting The Cost Of Insurance. Here’s Why.

We’ve all heard about “global warming” and the climate risks that come with it, but what does that have to do with insurance? A lot! Insurance companies and those who purchase insurance are trying to mitigate risk as much as possible, and as risks increase, so do the costs that go with managing those increased […]

Save Money (& Time) on Home Insurance with Today’s Online Shopping Tools

Home insurance policies have been present in North America since the mid-1900s, but much has changed. Technology advancements have given consumers an extra edge in price shopping to get the best insurance rate possible. Home insurance can have high costs, but logically so, homes are usually the most expensive asset most of us will ever […]

Don’t Be Afraid Of Soft Credit Checks. They Could Save You Money.

Did you know that having a soft credit check on your credit score could save you money on your home and private car insurance? It’s true! Many insurance brokers are willing to offer a “good credit discount” – if they don’t already offer it. Most insurers could and should offer the discount, though, as they […]

Tips For Keeping Your Home Safe During The Holiday Season

The holiday season is a time for celebration and rest, but it’s also when accidents and crime rates spike. Yup, unfortunately, it’s true. According to Janet Lauritsen – a criminology and criminal justice professor at the University of Missouri – robbery and personal larceny are two types of crimes that go up during the holidays. […]

Insurance Brokers Ask a Lot of Questions. Here’s Why.

We’re pretty conscious about the information that we share online. Even more so, we’re very protective of the personal data that strangers such as Insurance Brokers ask of us. So when we are confronted with a gigantic questionnaire, this can test our comfort level and possibly send us out the door. As invasive as it […]

Home Insurance – Understanding Personal Liability Clauses

Home insurance is an umbrella term that describes a bundle of policies that protect various areas of home ownership and liability. One such clause is the homeowner’s liability or personal liability coverage. Liability coverage is a crucial part of your home insurance, so take a moment to read through these few points that could protect […]