Climate Change and Marine Insurance
Over the past few decades, climate change has been a major topic of discussion. Climate change is a significant concern for many industries, and the marine insurance industry is no different. With the climate changing, sea levels rise, along with extreme weather events becoming more and more frequent. In this blog, we will discuss how […]
CNS Closure
CNS (Canadian Northern Shield) Is Closing. Canadian Northern Shield (CNS) is an insurance company founded in 1985 and based in Vancouver, British Columbia. Since then, they have provided various types of insurance to thousands of clients across British Columbia. In 2007, CNS was acquired by Royal & SunAlliance (RSA). However, RSA and all its assets […]
Get Your RV Summer Ready!
We are finally just weeks away from summer… which means it’s just about time to dust off all that camping (or glamping) gear and get out there! Whether in an RV, pop-up camper, camper van, or even tent, this checklist is an excellent guide to the must-dos before getting on the road. It’s better to […]
ICBC Decal Elimination & Introduction To Online Renewals
Get ready for two new changes to ICBC this weekend! As of May 1st, 2022, BC drivers will no longer be required to display insurance decals on their license plates. After May 1st, you can remove your decals, cover them with any color of plain material, or you may legally continue to display expired decals. […]
Marine Insurance Explained For Beginners
Basic marine insurance will protect you in the event of loss or damage. This insurance covers non-commercial vessels such as yachts, sailboats, private fishing boats, cruise boats, and related leisure boats. Other small ships, such as canoes and kayaks, are not covered by marine insurance but can be covered by your extended home insurance. What […]
Understanding Repair & Maintenance Responsibilities In Your Condo Building
Although repair and maintenance responsibilities often differ from building to building, some basics remain consistent in standard condo buildings. You pay strata fees for a reason, and it’s important to know what’s included in your strata coverage. We answered some frequently asked questions regarding repair and maintenance responsibilities in condo buildings. Standard Coverage Included In […]
Top Tips To Keep You Safe As A Pedestrian
As the days get shorter and the weather worsens, it’s essential to be extra cautious on the roads, which is advised for drivers and pedestrians. Studies show that nearly half the crashes that occur in B.C. involve pedestrians. These accidents almost always happen in the darker months, from October to January, and typically occur at […]
ICBC Renewal Process Is Now Quick, Safe & Easy. Call Us!
Because of the COVID-19 pandemic and customer feedback, ICBC is rolling out a new quick, safe, and easy way to renew your car insurance virtually and over the phone! Read on to learn more, and call us at Harbord to get your renewal processed. ICBC Renewal Process: 100% Virtual The new ICBC policy renewal process […]
Local Fire Shows Importance Of Having Renters Insurance
A local Langford, B.C. couple hopes to remind tenants who rent to consider renters insurance after a fire destroys most of their possessions. As homeowners, we can easily understand the importance of home insurance to protect the property in case of significant damage. On the other hand, tenants who rent should also understand the importance […]
Do You Need Insurance For RV Or Van Life Living?
There’s a whole subsection of the internet pretty obsessed with “van life” living. You may be one of them or interested in the idea, but there are some things to know before jumping in. Van or RV living can be pretty appealing to many—a somewhat nomadic lifestyle that may allow you the privilege of living […]
