It’s coming! Ya, right. They keep saying – it’s only a matter of time until the ‘big one hits‘ on the West Coast of BC. A lot of mortgage lenders may even require that you have earthquake coverage as part of your house insurance policy. There is sometimes some ambiguity about requirements and policy so …
Boat Insurance Understanding boat insurance liability Boat insurance won’t cover you from attacks by a giant Kraken, Leviathan or zombie pirates, but it does pay to know that there are real risks out on the water. You should have a good conversation with your broker to determine what the best policy for you should be …
“I have a great client base of clients who have followed me through most of my career. I enjoy daily getting to know my new work family.” Meet Heather, one of our Insurance Brokers, Heather has lived on the island for over 30 years after moving here from Ontario with her parents who wanted to …
“The Insurance industry is fluid and things are constantly changing. We have pitchers throwing curveballs at us every day and we have become adept at knowing how to react!” Meet Mike, one of our Insurance Brokers, Mike moved to Victoria 3 years ago from Salmon Arm, B.C. He picked Victoria because he loves being by …
We’re pretty conscious about the information that we share online. Even more so, we’re very protective of the personal information that is asked of us by strangers such as an Insurance Broker. So when we are confronted with a gigantic questionnaire, this can test our comfort level and possibly send us out the door. As …
Why get a specialized Boat Insurance Policy? There are many additional extras that a specialized Marine Insurance Policy will cover that your Home Owner’s Insurance Policy would not. Marine Insurance – much more than just liability and hull & machinery coverage Emergency towing– if your boat becomes disabled for any reason (ie. it doesn’t have …
Home insurance is an umbrella term that describes a bundle of policies that protect various areas of home ownership and liability. One such clause is the homeowners liability, or personal liability coverage. The liability cover is a crucial part of your home insurance so take a moment to read through these few points that could protect …
“I am fascinated with the insurance business. No two days are ever the same. I’ve been in the business over 40 years and I’m still learning something new everyday!” Meet Joanne, one of our Senior Commercial Insurance Brokers at our Cloverdale location, Joanne was born and raised in Victoria (as were her parents and one …
Did you know that some home insurance policies may void themselves if you’re away from your house for a certain number of days? This period could be as little as 4 days, and if something goes wrong, you’ll find yourself without the protection of your home insurance. Here are several ways that you can protect …
In a nutshell, the main difference between an insurance agent and a broker is that an agent represents the insurance company, while the broker represents the insurance buyer; an individual or business. So what’s the deal with Insurance Brokers? Brokers don’t carry contractual obligations with any one provider and so they can reach out to …
