It’s coming! Ya, right. They keep saying – it’s only a matter of time until the ‘big one hits‘ on the West Coast of BC. A lot of mortgage lenders may even require that you have earthquake coverage as part of your house insurance policy. There is sometimes some ambiguity about requirements and policy so …
“The Insurance industry is fluid and things are constantly changing. We have pitchers throwing curveballs at us every day and we have become adept at knowing how to react!” Meet Mike, one of our Insurance Brokers, Mike moved to Victoria 3 years ago from Salmon Arm, B.C. He picked Victoria because he loves being by …
We’re pretty conscious about the information that we share online. Even more so, we’re very protective of the personal information that is asked of us by strangers such as an Insurance Broker. So when we are confronted with a gigantic questionnaire, this can test our comfort level and possibly send us out the door. As …
Home insurance is an umbrella term that describes a bundle of policies that protect various areas of home ownership and liability. One such clause is the homeowners liability, or personal liability coverage. The liability cover is a crucial part of your home insurance so take a moment to read through these few points that could protect …
Did you know that some home insurance policies may void themselves if you’re away from your house for a certain number of days? This period could be as little as 4 days, and if something goes wrong, you’ll find yourself without the protection of your home insurance. Here are several ways that you can protect …
“I love working at Harbord because the staff and management are working towards the same goal – excellent client service.” Meet Patricia Whitefield, our general manager at Harbord Insurance. Patricia has over 30+ years experience as an insurance broker. “I was born and raised in Victoria, as was my father. For a short time I …
The home buying process is accompanied by a whirlwind of documentation, meetings, phone calls, and the time crunch surrounding this process is highly stressful. Getting the right information as quickly as possible will help to alleviate the stress and leave you feeling relieved and informed. Below are 10 important questions to ask your home insurance …
Home insurance for overland flooding and water damage is a relatively new policy addition for Canada. This type of coverage protects landowners from water that damages your property by way of heavy rains, spring thaw, sudden snow melt or more commonly, the overflowing of rivers and lakes. In June 2013, the world witnessed the devastation …
If you have an older or unique home your insurer may request to have an insurance appraisal completed on your house. These appraisals are arranged through the insurance company, and surprisingly it will cost you nothing. You may wonder why the insurance company is spending all that money for a peek at your interior design …
In the summer of 2011, a San Francisco homeowner returned home to find her Airbnb-listed flat destroyed and her belongings ransacked. A locked closet door was smashed open and personal keepsakes were stolen including family heirloom jewelry, a passport, cash and credit cards. They used the home’s scanner & printer to copy the owner’s social …
