With higher risks comes higher insurance premiums. Read on to learn more about how climate change risks may affect the cost of insurance in BC.
Category: Home Insurance
Whether you’re a tenant renting from a landlord, or a landlord renting a suite to tenants, the right tenant insurance can be a life saver! Learn more here.
Water damage prevention in homes is very important. Here are some tips on how to reduce the risk of water damage from basements flooding!
The holiday season is a time for celebration and rest, but it’s also a time where accidents and crime rates spike. Yup, unfortunately it’s true. According to Janet Lauritsen – a criminology and criminal justice professor at the University of Missouri – robbery and personal larceny are two types of crimes that go up during […]
Insurance is often bought as a financial risk precaution in regards to accidents. Whether it be in your car, in your home, in your boat, or in your business – there will always be risks around that could potentially lead to an insurance claim. Therefore, by applying some additional safety measures you can drastically lower […]
It’s coming! Ya, right. They keep saying – it’s only a matter of time until the ‘big one hits‘ on the West Coast of BC. A lot of mortgage lenders may even require that you have earthquake coverage as part of your house insurance policy. There is sometimes some ambiguity about requirements and policy so […]
Meet Mike Chagun (otherwise known as Dave) – Insurance Broker – Auto – Personal Lines & Autoplan Trainer
“The Insurance industry is fluid and things are constantly changing. We have pitchers throwing curveballs at us every day and we have become adept at knowing how to react!” Meet Mike, one of our Insurance Brokers, Mike moved to Victoria 3 years ago from Salmon Arm, B.C. He picked Victoria because he loves being by […]
We’re pretty conscious about the information that we share online. Even more so, we’re very protective of the personal information that is asked of us by strangers such as an Insurance Broker. So when we are confronted with a gigantic questionnaire, this can test our comfort level and possibly send us out the door. As […]
Home insurance is an umbrella term that describes a bundle of policies that protect various areas of home ownership and liability. One such clause is the homeowners liability, or personal liability coverage. The liability cover is a crucial part of your home insurance so take a moment to read through these few points that could protect […]
Did you know that some home insurance policies may void themselves if you’re away from your house for a certain number of days? This period could be as little as 4 days, and if something goes wrong, you’ll find yourself without the protection of your home insurance. Here are several ways that you can protect […]