Marine Insurance Explained For Beginners

Basic marine insurance will protect you in the event of loss or damage. This insurance covers non-commercial vessels such as yachts, sailboats, private fishing boats, cruise boats, and related leisure boats. Other small ships, such as canoes and kayaks, are not covered by marine insurance but can be covered by your extended home insurance. What […]
Top Boat Safety Tips For When You Hit The Water This Summer

As warmer spring and summer weather approaches, we are excited about spending and enjoying more time outdoors. If you are a boat owner, taking your boat out on the water is now top of mind. But before you hit the water this season, remember some top tips to keep you and your boat safe! Have […]
How to Digitally Sign Your Insurance Documents Online

Watch this helpful video below to learn how to digitally sign your documents!
Boat Liability Insurance – It’s Really Important And Here’s Why

Boat Insurance Understanding Boat Insurance Liability Boat insurance won’t cover you from attacks by a giant Kraken, Leviathan, or zombie pirates, but it does pay to know that there are real risks out on the water. It would be best if you had a good conversation with your broker to determine the best policy for […]
Meet Heather Porcher – Insurance Broker – Auto, Personal Lines, High Value Home & Marine Insurance

“I have a great client base of clients who have followed me through most of my career. I enjoy daily getting to know my new work family.” Meet Heather, one of our Insurance Brokers; Heather has lived on the island for over 30 years after moving here from Ontario with her parents, who wanted to […]
Why A Specialized Boat Insurance Policy Is Worth The Pennies

Why get a specialized Boat Insurance Policy? There are many additional extras that a specialized Marine Insurance Policy will cover that your Home Owner’s Insurance Policy would not. Marine Insurance – much more than just liability and hull & machinery coverage Emergency Towing– if your boat becomes disabled for any reason (and it doesn’t have […]
Insurance Broker or Insurance Agent: What’s The Difference?

The main difference between an insurance broker and an agent is that an agent represents the insurance company, while the broker represents the insurance buyer, an individual, or a business. So What’s The Deal With Insurance Brokers? Brokers don’t carry contractual obligations with any one provider, so they can reach out to several insurance companies […]
Meet Sherri Paulsen – Insurance Broker

“Being a Marine agent is great. I enjoy the “fishing talk” with some of my clients. Nothing makes me smile more than hearing about “the big one that got away.” Meet Sherri, one of our Insurance Brokers; Sherri has lived all over the Island, basing herself in Victoria 17 years ago. She is out of […]
Meet Kenda Tatton – Team Leader & Senior Insurance Broker – Auto, Personal Lines & Marine

“Harbord takes care to ensure everyone, including its employees, is satisfied. I couldn’t imagine a better place to work!” Meet Kenda, one of our Senior Insurance Brokers. Kenda moved to Canada from Australia 8 years ago; she is a resident of Sidney and has experience in many aspects of insurance. However, her true specialties are […]