Winter always seems to have a way of surprising us each year, usually with some heavy rain or snow right before spring. This can also be a peak season for home insurance claims. If you haven’t been already working on winterizing your home and preparing it for winter, here are some tips to help keep your home safe until the warmer & dryer months arrive.
Ensure You Have Winter Supplies Early
Do you have a snow shovel? How about some snow/ice salt? Ensuring you have some of these essential winter tools and items in advance will save you the stress and hassle of having to get them after the fact- when the streets are already snowy or icy. The stores usually get busier after storms too, and can sometimes run out of key items. Ensure you have the winter supplies you need early.
Bring Specific Outdoor Items Inside
Our next tip is to bring specific outdoor items inside for the winter. Some outdoor items like outdoor patio furniture may hold up OK, but it is still best to bring as many items inside the house or garage as possible; just to keep as much safe as you can. This specifically applies to valuable items.
Clear Your Roof, Gutters & Perimeter Drains
With the winter season comes more rain, snow and ice – and with all of that comes more water and moisture. Water leaks or water damage to any home can be a huge hazard and quite costly. We want to ensure that all water is flowing freely away from our home, starting from the roof, and into the gutters and the perimeter drains. Ensure all is free and clear of debris, leaves, sticks and anything else that may prevent water from flowing freely away from your home.
Clean The Street Surrounding Your Property
We want water to flow freely around and away from our property. This is to keep water moving away from your home, but also to keep the area safe for pedestrians. As a homeowner (and even as a tenant), you may be liable for slips, trips and falls on your owned or rented property. This may mean having to apply some ice salt, as well as shovel snow and other debris out of the way to clear a path, for both water and people.
Inspect All Trees On or Around Property
Another thing to keep in mind are the trees on your property, as well as the ones nearby your home. Especially the larger trees that could cause a lot of damage if they were to fall over. Winter storms can bring strong winds and if a tree is old and decaying, they can be vulnerable to falling over and damaging houses. Keep an eye out for these trees and inspect them each year for any signs of decay. You may want to bring in a specialist if there are any signs for concern.
Contact Harbord For More Info & Quick Quotes!
For more tips on how to keep your home safe during winter, and safe from the potential insurance claims that come with the risks of winter, please feel free to contact us at Harbord today. We’d be happy to answer any questions you may have. We can also provide you with quick & free insurance quotes for you to compare and possibly save money too!