How To Save Money On Car Insurance For Electric Cars

how to save money on car insurance for electric cars Harbord Insurance

If you’re currently driving or planning to drive an electric vehicle in B.C., we might be able to save you money on your car insurance. No gas and cheaper insurance? That would be the best of both worlds. See if you qualify for any of the discounts in this article.

Electric Vehicles That May Qualify for Auto Insurance Savings

Not every electric car is the same, but depending on the kind of electric vehicle that you own as well as the current insurance you have for it, we might be able to help you with a few dollars a month. Higher-end electric vehicles like Tesla tend to be much more expensive. Still, mid-range electric cars, like the Nissan Leaf and Chevy Spark, are often more affordable to buy privately. If you own one of these fantastic vehicles, talk to us about getting a quote today.

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ICBC Insurance vs. Private Insurance for Electric Vehicles

If you are currently using ICBC to insure your electric vehicle, and if your electric car is like those mid-range models mentioned earlier, you may want to look into what our private auto insurance may be able to offer. Chances are pretty high that you might be able to save some hard-earned cash on your insurance by going private.



Get An HOV Sticker To Drive More Freely

If you didn’t know, electric cars qualify for “HOV lane stickers.” With one of these stuck to your vehicle, you gain the legal right to drive in those coveted HOV lanes. You’ll also get access to restricted diamond lanes, usually reserved for buses, taxis, and now electric vehicles! All you have to do is complete an HOV/EV permit application form.

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“Electric vehicles (EVs) displaying an official decal are allowed in high occupancy vehicle (HOV) lanes in British Columbia regardless of the number of passengers in the car, unless a sign is posted indicating otherwise.”

Vehicles Eligible for HOV Stickers in BC:

  • Fuel Cell Vehicles (FCV)
  • Battery Electric Vehicles (BEV)
  • Plug-In Hybrid Electric Vehicles (PHEV)
  • Extended Range Electric Vehicles (EREV)

*Read the complete list of eligible vehicles.

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