Insurance Coverage for Art, Antiques and Collectibles

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You may have insurance for your home and its contents, but are the higher-value assets in your home fully covered?

As we acquire more and more items throughout our lives, we always want to ensure that our most valuable assets are insured. Whether it be a home, car, boat, business, or anything else that is valuable- we want to ensure it’s protected. The same applies to assets you own, such as fine art, musical instruments, antiques, or other valuable collections and collectibles.

Theft or damage from a fire or natural disaster can severely impact any private collection’s worth, so it’s essential to obtain proper coverage. Discussing your unique needs with a knowledgeable insurance professional with training in scope for fine art and other areas will help you take the guesswork out of choosing the best coverage for your valuables.

Coverage for Private Collections & Collectibles

Below is a list of the main types of items insurance coverage for collections and collectibles would cover. There are many different areas.

Fine Art

Fine art covers many types of art, from paintings to sculptures. Although these items are mainly desired for their aesthetic beauty, they can hold high price tags and are also symbolic of intellect, values, and much more.

Shoe Collections

Both men and women from all walks of life have been known to collect shoes or sneakers, with some building quite an extensive collection. As your shoe compilation grows in quantity and value, you must ensure it is covered from theft or fire with proper coverage.

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Antique generally means something uncommon and has been stored for over 100+ years. Antiques are recognized for being rare, incredible, and valuable. Antique items include assets like antique furniture, antique jewelry, antique clocks, and antique kitchenware.


Champagne, Chardonnay, Merlot, and Malbec are just a few of the main types of wines collectors will collect. The vast history of wine and the love many people have for it makes it a popular item to accumulate. Some rare and older wines can be pretty valuable.

Musical Instruments

Do you have a grand piano? How about any other type of valuable musical instrument? Some musical instruments are costly, and they may be precious if the musical instrument is also an antique.

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Sports Memorabilia

There are many different types of sports memorabilia, from rare sports cards to autographed items. Some of the most expensive sports memorabilia have been known to sell for millions of dollars.

Comic Books & Toys

This popular pastime hobby can also become quite a valuable collection, depending on its specific items. Some comic books are rare enough to hold costly price tags, and a comic with the first appearance of Spider-Man sold for $1.1 million, and Batman #1 sold for over $500,000.

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Rare Books

Do you love to read and have an extensive collection of books? Are some of those books relatively rare or antique? If so, the books may be precious!

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Stamps may not seem like the kind of item to appreciate over time, but like many collections, the rareness of the article can give it much of its value. Many stamps are limited editions and can be extremely rare.


Do you have any rare or old coins? Some older coins were made with rare metals like gold or silver, which may be worth up to 100 times their original value!

Get A Quick & Free Quote Now!

If you have an item or collection for which you want to ensure coverage, or if you’d like to compare quotes, contact us today to speak to one of our insurance professionals. We can help answer any questions you may have and give you a quick & free quote.

Get Quotes Now

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