Roof Renovations For Home Insurance Rewards

roof renovations for home insurance rewards Harbord Insurance

When you think about renovating your home, it’s likely you think about completing updates to the inside of your house, like the kitchen or bathrooms.

A lot can be renovated and improved on the house’s exterior and, in some cases, can be extremely important – for instance, the roof. This article will cover why renovating your home’s roof as it ages is essential. Further, your new roof can positively affect your home insurance policy.

The Roof Over Your Head

When you refer to your home as the “roof over your head,” you are beginning to emphasize how important your house’s roof is. A home’s roof will provide warmth and shelter from cold weather, wind, rain, and snow. Roofs also protect the inside of dwellings from growing mold and mildew too. A house’s roof is essential, so keeping it strong and healthy is one of the best ways to protect a home!

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How Old Is An Old Roof?

If your house’s roof is starting to get old, you may consider upgrading. A roof’s lifespan typically lasts about 20-25 years before it requires some enhancements, so keep that in mind. If your roof is getting close to that age range or shows severe signs of wear and tear, it’s time to consider a roof upgrade! Roof renovations can help lower your home insurance premiums too.

how old is an old roof Harbord Insurance

Roof Upgrades May Lower Your Home Insurance Premiums

Upgrading your home’s roof can substantially lower your home insurance premiums. Because an older roof is more prone to leaking and collapse, the risks are seen to be higher, and insurance premiums are also higher. However, upgrading your old roof will substantially lower the risk of leaks or collapse, and your home insurance policy may be adjusted to lower premiums to reflect this.

roof upgrades may lower home insurance premiums Harbord Insurance

Costs Of Upgrading A Home’s Roof

The overall cost of upgrading a home’s roof depends on a few factors, like where you live, how big the house is, materials used, and more. You can always request free quote estimates from providers in your area to gauge the cost range (and price shop too).

Contact Us About Your Roof Upgrades

If you want to know more about upgrading your home’s roof to lower your home insurance premiums, or if you have recently upgraded your house’s roof and have questions about your home insurance premiums, contact us today! We’d be happy to help answer any questions you may have.

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