Tag: High Value Home Insurance

Insurance Coverage for Art, Antiques and Collectibles

You may have insurance for your home and its contents, but are the higher-value assets in your home fully covered? As we acquire more and more items throughout our lives, we always want to ensure that our most valuable assets are insured. Whether it be a home, car, boat, business, or anything else that is […]

What Is “Proof of Ownership” For Insurance Claims?

Whether you’re a renter with tenant insurance or an owner with home/condo insurance, part of your insurance coverage is meant to protect your personal belongings like furniture, clothes, electronics, art, and jewelry in case any get stolen or damaged. However, just because you own the items doesn’t mean they are all thoroughly covered. This article will […]

Climate Change Is Affecting The Cost Of Insurance. Here’s Why.

We’ve all heard about “global warming” and the climate risks that come with it, but what does that have to do with insurance? A lot! Insurance companies and those who purchase insurance are trying to mitigate risk as much as possible, and as risks increase, so do the costs that go with managing those increased […]

Save Money (& Time) on Home Insurance with Today’s Online Shopping Tools

Home insurance policies have been present in North America since the mid-1900s, but much has changed. Technology advancements have given consumers an extra edge in price shopping to get the best insurance rate possible. Home insurance can have high costs, but logically so, homes are usually the most expensive asset most of us will ever […]

Don’t Be Afraid Of Soft Credit Checks. They Could Save You Money.

Did you know that having a soft credit check on your credit score could save you money on your home and private car insurance? It’s true! Many insurance brokers are willing to offer a “good credit discount” – if they don’t already offer it. Most insurers could and should offer the discount, though, as they […]

Insurance Brokers Ask a Lot of Questions. Here’s Why.

We’re pretty conscious about the information that we share online. Even more so, we’re very protective of the personal data that strangers such as Insurance Brokers ask of us. So when we are confronted with a gigantic questionnaire, this can test our comfort level and possibly send us out the door. As invasive as it […]

Insurance Broker or Insurance Agent: What’s The Difference?

The main difference between an insurance broker and an agent is that an agent represents the insurance company, while the broker represents the insurance buyer, an individual, or a business. So What’s The Deal With Insurance Brokers? Brokers don’t carry contractual obligations with any one provider, so they can reach out to several insurance companies […]

Meet Sherri Paulsen – Insurance Broker

“Being a Marine agent is great. I enjoy the “fishing talk” with some of my clients.   Nothing makes me smile more than hearing about “the big one that got away.” Meet Sherri, one of our Insurance Brokers; Sherri has lived all over the Island, basing herself in Victoria 17 years ago. She is out of […]