Experiences with Harbord are always positive.  Maggie Clarke handles all of our home insurance policies and my frequent questions very well.

On this most recent occasion, Mr. Baidoo took an extra interest in answering my question.  I always prefer to have the most insurance, but it was not clear to me why I should continue with $5,000,000 third party liability in the new regime of “no fault”.

Anyway, I now understand the exceptions to “no fault” and the reason it is prudent to continue doing as I do.

Thank you very much for the care you take in ensuring that your agents are very knowledgeable about the products you offer.