Travel Insurance Is Important These Days. Don’t Go Bankrupt In The USA!

Travel Insurance Is Important These Days. Don't Go Bankrupt In The USA! Harbord Insurance

We’ve all been there. You’re planning a holiday – whether it be for work or vacation – and travel insurance is offered. This may seem like an added expense in the moment.

Buying a complete package of dedicated travel insurance for your holiday can save you from many hassles that wouldn’t be covered otherwise. Read on to learn how comprehensive travel insurance can come in handy.

If You Need Emergency Medical Care

Some of the most costly expenses that one may need travel insurance for are emergency medical care expenses. If you are traveling, and an accident requires you to visit a hospital due to needed emergency care – the bill can be incredibly overwhelming. From finding safe transportation to the hospital to the care that you receive at the facility – the bill can come to thousands of dollars. Travel insurance will ensure you don’t break the bank if such an emergency occurs.

Although this is the type of situation most people think of when they think about travel insurance, there are many other situations where this type of coverage can save you money.

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If You Have To Cancel Your Trip

When we plan a trip, we often end up booking and paying for activities upfront. Some of these activities may be non-refundable such as tours & rentals. If for whatever reason, you need to cancel your trip, you may have lost that money. With the right travel insurance, you can get these non-refundable costs back into your pocket.

If Your Flight Gets Cancelled

Flights get canceled all the time. This is usually due to factors out of our control, like bad weather. When our flight gets canceled, it is up to us to either find a different mode of transportation to make our way to the destination or find a hotel to stay in until another flight can be booked. These unforeseen events can add to the overall bill of your trip. That is – unless you have the correct travel insurance to cover these unexpected costs.

If You Miss Flight Connections

A flight being canceled can derail travel plans, but even delays that cause us to miss connecting flights can have the same impact. One missed connection can mean multiple missed connections, and extra expenses if one needs to make other plans. The right travel insurance can cover you for these types of situations too.

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If Your Baggage Is Lost Or Delayed

Let’s say your flights go well, but unfortunately, the airline misplaced your bag, and now your baggage is lost or delayed – this happens often. You may need to purchase some extra clothes and toiletries to stay clean (and sane) while you wait for your bags to arrive. These additional costs won’t be covered, but they can be if you have the correct travel insurance!

If You Lose Your Passport

Losing your passport is never a good thing. If you’re traveling abroad, you will need a visa to get back home. Unfortunately, getting a permit can take time and money. With the right travel insurance, you won’t need to worry about the extra costs of getting a new passport. You can even get one expedited without worrying about the additional costs.

If A Natural Disaster Happens

You may not have to cancel your trip yourself, but if a natural disaster occurs in your travel destination, it may get canceled anyways. Again, if you have booked/purchased anything non-refundable, you will lose that money – unless you have the correct travel insurance that can reimburse you for those losses and help you find other travel arrangements.

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The Bottom Line On Travel Insurance

Although it may seem like an unnecessary added expense at the time, travel insurance can save us thousands of dollars in unforeseen travel expenses with the proper coverage. Travel insurance can come in handy for emergency and medical care expenses abroad, flight cancellations or delays, lost passports, and more. Because of this, we highly encourage all travelers to consider the right travel insurance coverage for their trips strongly. We hope this post has helped you see the actual value of proper travel insurance. Please get in touch with us if you have any questions about travel insurance coverage for your trip.


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