• To Save Money

    Chances are, we’ll come up with a significantly lower price on your insurance. That’s because we have access to many different insurance markets. We won’t just get one quote for you. In most cases we’ll ask a bunch of Canada’s leading Insurers to quote including all of the various insurance discounts you may qualify for.

    Then, once we have their quotes – and it won’t take long- we’ll share the results with you and help you choose the one that’s the best value given your particular needs and circumstances. We do the comparison shopping for you to come up with the best pricing available, and so you save money!

  • For Our Expertise

    All of our brokers are fully licensed and highly qualified, plus we’re not a bank or auto club where insurance is a sideline. At Harbord, insurance is our only business!

    What’s more, each of our brokers specialize in a certain type of insurance. So when you contact Harbord about auto insurance- you’ll be referred to one of our auto brokers; when you contact us about business insurance- you’ll be referred to one of our commercial brokers; when you contact us about house, high-value, condo, or tenant insurance- you’ll be referred to one of our home insurance specialists; and when you contact us about marine insurance- you’ll be referred to a boat expert!

  • For Our Service

    Harbord is committed to delivering an exceptional client experience whether it is face to face or online at every opportunity. It’s for this reason that we actively solicit client feedback to ensure we are getting it right.

    All clients are provided with the email address and direct line of our General Manager for the specific purpose of communicating suggestions, comments, concerns, and complaints to us. Clients are encouraged to provide us with feedback day or night, 7 days a week.

  • For Our Independence

    Harbord is an independent insurance brokerage. Harbord is not an insurer; nor is Harbord owned by an insurer. Being independent from any insurer allows us to work exclusively on behalf of our clients instead of for an insurer.

    It’s our independence that allows us to shop the insurance marketplace on your behalf, show you the results of our shopping, explain the pros and cons of the various quotes we obtain, and then allow you to choose the insurer that you feel is offering you the best value- for the best price.

  • For Our High-Value Home Policy

    Harbord’s High-Value Home Policy is designed exclusively for houses that would cost between $750,000 and $5 million to rebuild. This High-Value Home Program provides many powerful advantages over almost all other Home Insurance Policies and won’t necessarily cost more. Sometimes clients even save money by switching to this High-Value Home policy.

    If your house would cost between $750,000 and $5 million to rebuild, contact us and ask to speak with a High-Value Home specialist. We’ll be pleased to come to you for an in-house consultation.

  • For The Convenience

    We have fully licensed and highly qualified brokers ready to serve you by phone or email 7 days a week (including most statutory holidays) plus Wednesday, Thursday, and Friday evenings.

    Harbord also offers you the opportunity to include your insurance as part of your monthly budget offering various payment options. If you elect to take advantage of our payment options, you can choose to pay via withdrawals directly from your bank account on a schedule designed to meet your needs.

    For your convenience, invoices can also be paid online.

    Quotes can be given online, by email or over the telephone plus we also have three physical locations in the Greater Victoria area with ample parking if you want to visit us!

    Location Hours


Want to see what our clients are saying? Read our reviews.

Readers ChoiceTimes Colonist Award

We’re Insurance Specialists

We only hire qualified insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.

From Our Blog