Why Harbord?

We save you money!

Chances are we’ll come up with a significantly lower price for you – sometimes a lot lower! Instead of giving you just one Quote, as most of our competitors do, we get you Quotes from a whole range of Insurance providers.

We do the comparison shopping for you!

We share all the Quotes with you and help you choose the best one given your particular needs. By doing the comparison shopping for you, we get you the best pricing available and save you money!

We work exclusively in the best interests of our clients!

Harbord is fiercely independent. Unlike many of our competitors, we don’t have our own products to sell and don’t favor any particular Insurer over another. It doesn’t matter to us which Insurer gets your business. Whichever Insurer wins your business is the one that gets it. Being genuinely independent allows us to always work exclusively in the best interests of our clients.

Our independence permits us to shop the insurance marketplace on your behalf, show you the results of that shopping, explain the pros and cons of the various Quotes, and then assist you in choosing the one offering you the best value – at the best price.


Loren M.

I had an excellent experience renewing my insurance. Annika was exceptionally warm,  friendly and helpful.

Ulrike S.

I had a great experience renewing my auto insurance on my Echo with Lauren – friendly and efficient.

Brian S.

In reply we would like to let you know that Charles was super. We handed him a situation that I do not think he had seen before and he made a great job of sorting it out. Thanks again to him.

Keith A.

Served by Charles at your Sidney branch yesterday.  He was knowledgeable, efficient and quick, making this a very pleasant customer experience.

We’re Insurance Specialists

We only hire qualified insurance experts with ‘can do’ attitudes who sincerely love their work. They will work with you to try and help lower your premiums.




CNS Closure

CNS (Canadian Northern Shield) Is Closing. Canadian Northern Shield (CNS) is an insurance company founded in 1985 and based in Vancouver, British Columbia. Since then,

Read More »

Explore our Ads

We have lots of fun creating promotions, and just want to share the joy! Click on any of the icons below to peruse our collection of ongoing advertising campaigns.


For all Harbord payments (except ICBC).

For more information on ICBC renewals and payments.

How do I find my account number?

You can find your account number at the top of your statement or invoice.